बैंक सेवा मानकों के संबंध में बयानों को पढ़ें: कथन 1: खुदरा ऋण (रिटेल लोन) के सेवा मानकों के तहत ऋण समझौते के निष्पादन से पहले बैंक को ग्राहक को एक व्यापक 'मुख्य तथ्य विवरण' (KFS) प्रदान करना आवश्यक है। कथन 2: वर्तमान सेवा मानकों के अनुसार, यदि कोई बैंक ग्रामीण क्षेत्र में शाखा बंद करने का निर्णय लेता है, तो उसे ग्राहकों को कोई पूर्व सूचना देने की आवश्यकता नहीं है। कथन 3: यदि जोखिम प्रोफ़ाइल अपरिवर्तित है, तो खुदरा ग्राहकों को बिना किसी शुल्क और बिना नए KYC के अपने खाते को एक ही बैंक की दूसरी शाखा में स्थानांतरित करने का अधिकार है। उपरोक्त बयानों में से कौन सा सही है?

Evaluate the following statements regarding the Reserve Bank of India (RBI) customer service standards for banking retail services: Statement 1: Service standards for the 'Safety of Assets' require banks to provide a locker facility that is technically secure and the bank is liable for the loss of contents due to fire, theft, or building collapse caused by the bank's negligence, with the compensation capped at one hundred times the annual rent of the locker. Statement 2: Banks are allowed to insist on a 'Fixed Deposit' as a prerequisite for allotting a locker, but the amount of the deposit should not exceed three years' rent plus the charges for breaking open the locker in case of an emergency or non-payment. Statement 3: According to the standards, if a locker remains inoperative for a period of seven years and the customer cannot be traced, the bank has the right to break open the locker after following the due process of legal notices and presence of independent witnesses. Statement 4: Based on the details in Statement 2, if a bank asks for a fifty lakh rupee fixed deposit for a small locker with an annual rent of two thousand rupees, the bank is strictly adhering to the 'Right to Fair Treatment' under the RBI charter. Statement 5: The service standards mandate that a bank must maintain a 'Waitlist' for lockers and provide a 'Waitlist Number' to the applicant, ensuring transparency in the allotment process. Statement 6: For retail customers who are 'Visually Impaired', banks must provide all documents in Braille or provide a dedicated assistant to read out the terms and conditions, and the bank cannot deny any service based on the person's disability. Statement 7: The service standards for 'Clean Note Policy' require banks to accept all soiled and mutilated notes from the public and exchange them for free, provided the notes are genuine and not intentionally defaced. Identify the correct statements.