Read the statements regarding bank service standards: Statement 1: The service standards for retail loans require that the bank must provide the customer with a comprehensive 'Key Fact Statement' (KFS) before executing the loan agreement. Statement 2: According to current service standards, if a bank decides to close a branch in a rural area, it is not required to give any prior notice to its customers. Statement 3: Retail customers have the right to transfer their account from one branch to another branch of the same bank without any cost and without fresh KYC if the risk profile is unchanged. Which of the statements above are correct?

Evaluate the following statements regarding the Reserve Bank of India (RBI) customer service standards for banking retail services: Statement 1: Service standards for the 'Safety of Assets' require banks to provide a locker facility that is technically secure and the bank is liable for the loss of contents due to fire, theft, or building collapse caused by the bank's negligence, with the compensation capped at one hundred times the annual rent of the locker. Statement 2: Banks are allowed to insist on a 'Fixed Deposit' as a prerequisite for allotting a locker, but the amount of the deposit should not exceed three years' rent plus the charges for breaking open the locker in case of an emergency or non-payment. Statement 3: According to the standards, if a locker remains inoperative for a period of seven years and the customer cannot be traced, the bank has the right to break open the locker after following the due process of legal notices and presence of independent witnesses. Statement 4: Based on the details in Statement 2, if a bank asks for a fifty lakh rupee fixed deposit for a small locker with an annual rent of two thousand rupees, the bank is strictly adhering to the 'Right to Fair Treatment' under the RBI charter. Statement 5: The service standards mandate that a bank must maintain a 'Waitlist' for lockers and provide a 'Waitlist Number' to the applicant, ensuring transparency in the allotment process. Statement 6: For retail customers who are 'Visually Impaired', banks must provide all documents in Braille or provide a dedicated assistant to read out the terms and conditions, and the bank cannot deny any service based on the person's disability. Statement 7: The service standards for 'Clean Note Policy' require banks to accept all soiled and mutilated notes from the public and exchange them for free, provided the notes are genuine and not intentionally defaced. Identify the correct statements.