किसी परिसंपत्ति का 'निकट मुद्रा' (near money) होना मुख्य रूप से उसकी किस विशेषता पर निर्भर करता है?

In India's monetary aggregates classification, M3 (Broad Money) is defined as:

Credit creation by commercial banks is primarily limited and regulated by:

In measuring money supply in India, M1 (Narrow Money) includes: