Current Affairs · Banking Sector Reforms
The Co-lending model framework prescribed by the RBI outlines key operational mandates for partnerships between banks and NBFCs. Which of the following statements about the co-lending norms is/are correct? 1. The co-lending bank must retain a minimum 10% share of the loan exposure. 2. The interest rate charged to the borrower must be a blended rate reflecting both partners' contributions. 3. A default loss guarantee (DLG) by NBFCs has been capped at 5% of the loan portfolio.
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