RBI द्वारा निर्धारित सह-ऋण (Co-lending) मॉडल ढांचा बैंकों और NBFCs के बीच साझेदारी के लिए प्रमुख परिचालन शासनादेशों को रेखांकित करता है। सह-ऋण मानदंडों के बारे में निम्नलिखित में से कौन सा/से कथन सही है/हैं? 1. सह-ऋण देने वाले बैंक को ऋण जोखिम का न्यूनतम 10% हिस्सा अपने पास रखना होगा। 2. उधारकर्ता से लिया जाने वाला ब्याज दर एक मिश्रित (blended) दर होना चाहिए जो दोनों भागीदारों के योगदान को दर्शाता हो। 3. NBFCs द्वारा डिफॉल्ट लॉस गारंटी (DLG) को ऋण पोर्टफोलियो के 5% पर सीमित किया गया है।

Regarding the structural measures announced to enhance the financial health and governance of the cooperative banking sector in India, consider the following statements: 1. Loans sanctioned by banks to the National Cooperative Development Corporation (NCDC) for on-lending to cooperative societies are eligible for priority sector classification for all categories of banks, including Regional Rural Banks and Small Finance Banks. 2. The housing loan limits for Urban Cooperative Banks (UCBs) have been increased from 10% to 25% of their total loans and advances. 3. The maximum term for directors of Cooperative Banks has been extended from 8 years to 10 years through amendments in the Banking Regulation Act. Select the correct option:

Consider the following statements regarding the Viability Plan 2.0 for Regional Rural Banks (RRBs): I. The plan covers a further period of three years from 2025-26 to 2027-28. II. It comprises a defined set of 30 performance parameters anchored around four main key pillars. III. The initiative aims to strengthen financial stability and improve operational efficiency across all 50 RRBs. Which of the statements given above is/are correct?