A multinational bank expands its operations into rural markets using a network of Business Correspondents. If it incentivizes these agents based purely on the number of new accounts opened and the volume of loans disbursed, without factoring in financial literacy or product suitability, this structure leads most directly to which ethical risk?

Given below are two statements, one is labelled as Assertion (A) and the other as Reason (R): Assertion (A): Professional ethics are only applicable to industries like healthcare and law. Reason (R): Professional ethics establish a framework for maintaining integrity, accountability, and respect in any workplace. Choose the correct option:

What is the primary definition of professional ethics in engineering?