सरफेसी (SARFAESI) अधिनियम संपत्ति पुनर्निर्माण कंपनियों को संपत्ति पुनर्निर्माण के उपाय करने की अनुमति देता है। किस उपाय में उधारकर्ता पर वित्तीय बोझ को कम करने के लिए पुनर्भुगतान अनुसूची को बदलना शामिल है?

'Alpha Steel Ltd' has defaulted on its term loan of 50 Crore. The bank has successfully taken symbolic possession of the factory under the SARFAESI Act. However, when the bank's officials arrived to take physical possession and prepare an inventory, the workers and local management blocked the gates, claiming unpaid wages. What is the most appropriate legal step the bank should take to ensure physical possession of the property?

XYZ Bank sanctioned a Cash Credit limit to M/s Apex Industries, secured by a hypothecation of stock and a personal guarantee from its Director, Mr. P, who also created an equitable mortgage over his residential property. Following a default, the account became a Doubtful NPA. Which statement accurately reflects the bank's recourse against Mr. P's mortgaged residential property under the SARFAESI Act, 2002?