भारतीय वाणिज्यिक बैंकिंग प्रणाली का संरचनात्मक संगठन मुख्य रूप से किस रूप में जाना जाता है?

Which of the following best explains the concept of Shadow Banking System?

The concept of 'Universal Banking' implies:

Banks that focus on providing financial services directly to individual consumer customers, such as savings accounts, personal loans, and credit cards, are called: