भारत में वाणिज्यिक बैंकों द्वारा निम्नलिखित में से कौन से कार्य किए जाते हैं?

Which of the following best explains the concept of Shadow Banking System?

The concept of 'Universal Banking' implies:

Banks that focus on providing financial services directly to individual consumer customers, such as savings accounts, personal loans, and credit cards, are called: