भारत में कौन सा संगठन उधारकर्ताओं की ऋण पृष्ठभूमि (Credit History) को बनाए रखता है और उपलब्ध कराता है?

Given below are two statements: one is labelled as Assertion A and the other is labelled as Reason R. Assertion A: The Liquidity Coverage Ratio (LCR) requires banks to match their long-term assets with stable sources of funding to reduce their reliance on short-term funding. Reason R: The primary objective of the Liquidity Coverage Ratio (LCR) is to ensure banks maintain a sufficient stock of high-quality liquid assets to cover their short-term liquidity needs under stressed conditions. In the light of the above statements, choose the most appropriate answer from the options given below:

Given below are two statements: one is labelled as Assertion A and the other is labelled as Reason R. Assertion A: The Countercyclical Capital Buffer introduced in Basel III requires banks to build up an additional buffer of capital during periods of economic expansion. Reason R: The buffer is designed to ensure that banks have an additional cushion to successfully absorb potential losses during a subsequent economic downturn. In the light of the above statements, choose the most appropriate answer from the options given below: