भारत में काम करने वाले यूनिवर्सल बैंकों को मुख्य रूप से बैंकिंग संस्थाओं के रूप में किस संस्थान द्वारा विनियमित और लाइसेंस प्राप्त किया जाता है?

In the context of Section 17 of the Banking Regulation Act, 1949, every banking company incorporated in India must create a Statutory Reserve. According to the Reserve Bank of India (RBI) guidelines, what minimum percentage of its net profits must a bank transfer to this reserve fund each year before declaring any dividend?

Which of the following is a key requirement for maintaining an 'arm's length' relationship between a parent bank and its subsidiary, according to regulatory guidelines?