भारत में काम करने वाला एक विदेशी बैंक प्रमुख घटकों को छोड़कर अपने शुद्ध मांग और मियादी देनदारियों (NDTL) को कम रिपोर्ट करता है, जिससे वह कम नकद आरक्षित अनुपात (CRR) और वैधानिक तरलता अनुपात (SLR) बनाए रखता है। इसके अतिरिक्त, यह पूर्व स्वीकृति के बिना बैंकिंग विनियमन अधिनियम 1949 की धारा 11 के तहत जमा की गई अपनी भारमुक्त अनुमोदित प्रतिभूतियों को भुना लेता है। इस परिदृश्य में RBI का कानूनी रुख क्या है?

Which specific section of the Banking Regulation Act, 1949, deals with the nomination facility for safe deposit lockers?

Consider the following statements regarding the provisions of the Banking Regulation Act, 1949: Statement 1: Section 10 of the Banking Regulation Act, 1949 deals with the prohibition of employment of managing agents and restrictions on certain forms of employment. The Act mandates that every banking company must have a Board of Directors where not less than 51% of the total number of members shall consist of persons who have special knowledge or practical experience in matters such as banking, finance, economics, and law. Statement 2: The Reserve Bank of India has the power to remove any director or the Chief Executive Officer of a bank if it is satisfied that such action is necessary in the public interest or to prevent the affairs of the bank from being conducted in a manner detrimental to the interests of the depositors. Statement 3: According to the statutory requirements, a director of a banking company can hold office for an indefinite period without any age or tenure limit, provided they are re-elected by the shareholders during every annual general meeting. Statement 4: Section 10A specifically requires that directors possessing special knowledge in agriculture and rural economy, cooperation, or small-scale industry must also be represented on the board. Which of the following options correctly identifies the true statement(s)?