निम्नलिखित में से कौन सा भारत में वाणिज्यिक बैंकों की देनदारियों (liabilities) का हिस्सा नहीं है?

Which financial institution merged its housing finance subsidiary, HDFC Ltd, with itself to create a unified banking entity?

Which organization completed the acquisition of a 51 percent controlling stake in IDBI Bank in January 2019, changing its status to a private sector bank for regulatory purposes?