निम्नलिखित में से किसे वाणिज्यिक बैंक का द्वितीयक या एजेंसी कार्य माना जाता है?

Which of the following best explains the concept of Shadow Banking System?

The concept of 'Universal Banking' implies:

Banks that focus on providing financial services directly to individual consumer customers, such as savings accounts, personal loans, and credit cards, are called: