निम्नलिखित में से किसे ऑनलाइन बैंकिंग के रूप में नहीं जाना जाता है?

Which delivery channel is best suited for real-time fund transfer and customer convenience in urban banking?

In the context of standard smart payment cards, what does the 'E' stand for in EMV chip card?

What is the full form of ECS in banking terms?