The Cash Book (Bank Column) of Apex Bank branch shows a debit balance of ₹6,25,000 as of March 31, 2026. On examination, the following differences are found: 1. Cheque of ₹1,50,000 deposited on March 28; bank cleared ₹60,000 by March 31. 2. Cheques of ₹2,80,000 issued; only ₹1,10,000 presented in March. 3. Bank credited FD interest ₹12,500 and debited locker charges ₹800 (neither in Cash Book). 4. Customer's cheque of ₹25,000 dishonored on March 30 (not entered in Cash Book). 5. Standing instruction for insurance premium ₹18,000 executed by bank on March 31 (advice received April 2). 6. Discounted bill of ₹40,000 dishonored on March 25; bank debited bill amount plus ₹500 noting charges. 7. Cheque of ₹5,500 issued recorded in Cash Book as ₹55,000. 8. Cash Book receipt side undercast by ₹2,000. 9. Wrong debit of ₹10,000 made by bank in passbook. 10. ATM cash withdrawal of ₹5,000 recorded twice in Cash Book. 11. Direct deposit of ₹15,000 by client not in Cash Book. 12. Opening balance on March 1 brought forward as ₹82,000 instead of ₹28,000. Calculate the adjusted balance as per the Bank Passbook.