जुलाई 2025 में, भारतीय रिजर्व बैंक ने बड़े मूल्य के सरकारी लेनदेन में पारदर्शिता बढ़ाने के लिए अद्यतन दिशानिर्देश पेश किए। इस नीति के हिस्से के रूप में, सभी राज्य और केंद्र सरकार के विभागों को एक विशिष्ट मौद्रिक सीमा से ऊपर के भुगतानों को आरबीआई के केंद्रीकृत ई-कुबेर (e-Kuber) प्रणाली के माध्यम से भेजना आवश्यक है। इस अनिवार्य प्रेषण के लिए निर्धारित न्यूनतम लेनदेन सीमा क्या है?

What is the overdue limit for microfinance lending as per the Microfinance Industry Network directives, effective January 2025?

The Ministry of Environment, Forest and Climate Change in India is drafting a new financial risk guideline for all public and private sector banks, focusing on Climate Transition Risk as per the recommen dations from the RBI's Discussion Paper on Climate-related Financial Risks. A regional rural bank, Ganga Gramin Ba nk, operating primarily in an agriculture-dependent state, has a significant portfolio of loans to farmers who practice rain-fed agricu lture and to small coal-fired brick kilns. The new guideline mandates a stress test scenario for a delayed and deficient monsoon combined with a sudden imposition of a high carbon tax on the brick kiln industry, effective from 2026. Which of the following climate-related risks is exemplified by the delayed and deficient monsoon component, and which is exemplified by the sudden carbon tax component, and how do they directly impact the bank's solvenc y?