चालू वर्ष के लिए एक बैंक के खुदरा ऋण पोर्टफोलियो में निम्नलिखित मापदंड हैं: • कुल एक्सपोजर एट डिफॉल्ट (EAD): 1,00,00,000 रुपये • औसत प्रॉबेबिलिटी ऑफ डिफॉल्ट (PD): 5% • औसत लॉस गिवेन डिफॉल्ट (LGD): 40% • प्रावधानों से पहले परिचालन लाभ (Operating Profit): 5,00,000 रुपये एक्सपेक्टेड लॉस (EL) की गणना करें और एक्सपेक्टेड लॉस को कवर करने के बाद बैंक का शुद्ध लाभ (Net Profit) निर्धारित करें।

A Micro Finance Institution is evaluating a loan application for a rural household where the husband earns ₹15,000 per month, the wife earns ₹10,000 per month, and their daughter contributes ₹5,000 per month. Currently, the household pays a total EMI of ₹10,000 for existing loans. As per RBI guidelines capping total debt outflow at 50% of household income, what is the maximum monthly EMI permissible for a new microfinance loan?

An Indian resident receives a legacy amounting to GBP 80,000 and deposits it into a Resident Foreign Currency (RFC) Term Deposit account for 6 months at a simple interest rate of 3% per annum. After 6 months, she converts GBP 20,000 into INR at an exchange rate of 1 GBP = 108 INR, and remits GBP 10,000 to her son in the USA at a cross-rate of 1 GBP = 1.25 USD. Calculate: (i) The interest earned in GBP after 6 months. (ii) The total INR amount received from the conversion. (iii) The USD amount received by her son.