गैर-स्वीकृति (Non-acceptance) निम्नलिखित में से किस उपकरण के लिए अनादर (dishonor) का एक वैध तरीका है?

Section 138 of The Negotiable Instruments Act, 1881 deals specifically with:

Criminal liability under Section 138 of the Negotiable Instruments Act, 1881 requires the fulfillment of which of the following conditions? 1. The cheque must have been presented to the bank within its validity period and returned unpaid. 2. The payee/holder must make a legal demand notice in writing within 30 days of receiving information of dishonor. 3. The drawer fails to make the payment within 15 days of the receipt of the notice. 4. The payee must be a natural person only.