Banking · Investment Banking Risk Management

Which of the following statements represent primary roles or accurate methodologies of risk management in investment banking? A: Credit risk management evaluates the creditworthiness of borrowers and ensures that appropriate collateral is in place. B: Market risk management utilizes Value at Risk (VaR) models to estimate the maximum potential loss within a confidence level rather than predicting exact losses. C: Investment banks implement hedging strategies using derivatives such as options and futures to protect against interest rate and commodity price changes. D: Liquidity risk management is neglected to maximize short-term trading profits.