Economics · Asset Classification in Banking
Which of the following is true about 'Standard Assets' in the context of RBI's asset classification norms?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Standard Assets require a mandatory minimum 25% provisioning.
- 2Standard Assets are classified under non-performing loans.
- 3Standard Assets are performing assets that do not disclose any problems and do not carry more than normal risk.✓
- 4Standard Assets are loans that have remained overdue for more than 90 days.
Correct answer
Standard Assets are performing assets that do not disclose any problems and do not carry more than normal risk.
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