Banking · Technology in Banking
Which of the following is the most significant challenge currently faced by Indian Banks in the widespread and beneficial adoption of Artificial Intelligence (AI), as highlighted by industry reports as of 2025?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Customer reluctance due to the fear of job displacement by robots.
- 2High initial cost of AI implementation and shortage of skilled data scientists.✓
- 3Lack of clear regulatory guidance from the RBI on AI ethics and use.
- 4Low volume of transaction data for model training.
Correct answer
High initial cost of AI implementation and shortage of skilled data scientists.
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