Economics · Economy
Which of the following is a significant challenge facing financial inclusion in India?
- 1Rapid adoption of cryptocurrency among low-income households.
- 2Over-dependence on government subsidies for financial products.
- 3Limited access to banking services in rural and underserved areas.✓
- 4Excessive regulation of microfinance institutions.
Correct answer
Limited access to banking services in rural and underserved areas.
Explanation
मुख्य बिंदु:
वित्तीय समावेशन (Financial Inclusion) का उद्देश्य समाज के सभी वर्गों को किफायती वित्तीय सेवाएं प्रदान करना है।
भारत के ग्रामीण, दूरदराज और वंचित क्षेत्रों में आज भी पारंपरिक बैंकिंग और डिजिटल वित्तीय बुनियादी ढांचे की पहुंच सीमित है।
विकल्प
- (B) सही है क्योंकि भौतिक बैंक शाखाओं और डिजिटल साक्षरता की कमी ग्रामीण क्षेत्रों में वित्तीय समावेशन के मार्ग की मुख्य बाधा है।
Download Single Question PDF
Save this question and verified answer as a clean study sheet with live clickable link.
Share with Friends & Study Groups
Challenge your peer aspirants on WhatsApp or Telegram to solve this question!
Preparing for Economics?
Practice full-length mock tests with real exam timers, instant score analysis, and all-India ranking.
Want more practice questions on Economy?
Solve complete topic-wise tests with detailed solutions on GkGet.
Related Practice Questions
Recommended practice questions in Economics · Economy