Banking · Credit Management
Which of the following components carries the highest weightage (approximately 35%) in the calculation of a standard CIBIL TransUnion score for an individual borrower in India?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1The mix of credit types, such as the ratio between secured and unsecured loans.
- 2The payment history, including the timeliness of previous debt repayments.✓
- 3The length of the credit history or the age of the oldest credit account.
- 4The number of new credit inquiries made by the individual in the last six months.
Correct answer
The payment history, including the timeliness of previous debt repayments.
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