Banking · Credit Risk and Scoring
Which factor generally holds the highest weightage in the calculation of a standard Credit Scoring Model in India (such as CIBIL)?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Payment History or Repayment Record✓
- 2Credit Utilization Ratio (CUR)
- 3Credit Mix or Types of Credit Used
- 4New Credit or Inquiries
Correct answer
Payment History or Repayment Record
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