General Studies · Risk and Product Evaluation
When a bank evaluates a new credit product using the Product Screening Matrix, which of the following factors is considered the most critical 'must-meet' criterion to prevent the idea from being discarded immediately, regardless of its potential for high profitability or market demand?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Estimated Payback Period and Return on Equity
- 2Legal and Regulatory Compliance with RBI Norms✓
- 3Compatibility with Core Banking Systems and Technology
- 4Competitive Advantage and Market Share Potential
Correct answer
Legal and Regulatory Compliance with RBI Norms
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