What letter will come in place of the question mark (?) B F Q U C A M ? H

Identify the set of numbers representing the word 'LATCH' using Matrix-I and Matrix-II. Matrix-I (0-4): Rows and columns numbered 0 to 4. Matrix-II (5-9): Rows and columns numbered 5 to 9. A letter can be represented first by its row and then by its column number.

A word is represented by a set of numbers using Matrix I (rows/cols 0 to 4) and Matrix II (rows/cols 5 to 9). Matrix I: 0(A,B,C,D,E), 1(F,G,H,I,J), 2(K,L,M,N,O), 3(P,Q,R,S,T), 4(U,V,W,X,Y). Matrix II: 5(A,E,I,M,Q), 6(B,F,J,N,R), 7(C,G,K,O,S), 8(D,H,L,P,T), 9(U,V,W,X,Y). Find the correct set of numbers for the word 'GATE'.