What is the maximum Overdraft (OD) limit available under the Pradhan Mantri Jan Dhan Yojana (PMJDY) guidelines, and who is the preferred beneficiary in the household for sanctioning this facility?

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Indian Polity · Financial Inclusion

Verified Solution4 OptionsUpdated: October 2026👁️1 View

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Max OD Limit: ₹10,000; Preferred Beneficiary: Earning woman member

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Answer 1

Max OD Limit: ₹5,000; Preferred Beneficiary: Senior-most male member

Answer 2

Max OD Limit: ₹10,000; Preferred Beneficiary: Earning woman member

Answer 3

Max OD Limit: ₹20,000; Preferred Beneficiary: Any individual with balance above ₹1,000

Answer 4

Max OD Limit: ₹5,000; Preferred Beneficiary: Any eligible account holder, regardless of gender

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