Banking · Deposit Insurance & Risk Premium
Under the Risk-Based Premium (RBP) framework for deposit insurance approved by the Reserve Bank of India Central Board on December 19, 2025, the effective premium rate is computationally derived using a specific formula. Which of the following combinations correctly reflects the maximum incentives applicable to the risk and vintage models, and the mandatory review frequency of the framework?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
Share:
- 125%, 33.33%, and annually
- 230%, 20%, and at least once every 3 years
- 333.33%, 25%, and exactly every 5 years
- 433.33%, 25%, and at least once every 3 years✓
Correct answer
33.33%, 25%, and at least once every 3 years
Download Single Question PDF
Save this question and verified answer as a clean study sheet with live clickable link.
👥
Share with Friends & Study Groups
Challenge your peer aspirants on WhatsApp or Telegram to solve this question!
Online Test Series
Start Free Mock Test →Preparing for Banking?
Practice full-length mock tests with real exam timers, instant score analysis, and all-India ranking.
Chapter Practice
Practice Deposit Insurance & Risk Premium MCQs →Want more practice questions on Deposit Insurance & Risk Premium?
Solve complete topic-wise tests with detailed solutions on GkGet.
Related Practice Questions
Recommended practice questions in Banking · Deposit Insurance & Risk Premium