Economics · Banking Regulations and PCA Framework

Under the Reserve Bank of India's Prompt Corrective Action (PCA) framework for Commercial Banks, evaluate the following statements: 1. A bank with a Net NPA ratio exceeding 6% breaches the PCA threshold under Asset Quality. 2. Placement under PCA immediately restricts a bank from paying dividends and remitting profits. 3. A bank with a Capital to Risk-Weighted Assets Ratio (CRAR) below 10.25% triggers the PCA framework. 4. Primary Urban Cooperative Banks are governed under the exact same operational PCA guidelines as Scheduled Commercial Banks. Which of the statements given above are correct?