Indian Polity · Polity
Under the regulatory guidelines issued by the RBI for securitisation, what is the mandatory Minimum Holding Period (MHP) that an originator must hold a loan with a maturity of more than twenty-four months on its books before transferring it to a Special Purpose Vehicle?
- 1Six months after full disbursement of the loan
- 2Twelve months after full disbursement of the loan✓
- 3Nine months after full disbursement of the loan
- 4Three months after the first installment is paid
Correct answer
Twelve months after full disbursement of the loan
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