Banking · Management Information System (MIS)
To support a bank's focus on enhancing credit risk management, the new MIS design must prioritize providing reports that highlight which of the following sets of metrics to fulfill the Role of MIS in the Banking Industry?
- 1The number of customer complaints resolved in the last 7 days and the utilization rate of the core banking system.
- 2The year-on-year growth rate of the bank's ATM network and the total number of employee training hours.
- 3The SMA-1 and SMA-2 portfolio balances, the expected loss calculations for different loan segments, and the LTV (Loan-to-Value) ratios of new mortgages.✓
- 4The count of fixed deposit accounts opened and the total amount of cash transacted daily.
Correct answer
The SMA-1 and SMA-2 portfolio balances, the expected loss calculations for different loan segments, and the LTV (Loan-to-Value) ratios of new mortgages.
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