Banking · Loan to Value (LTV) Framework
The revised regulatory directions for credit facilities provided to individuals against financial assets, effective July 1, 2026, establish a rating-sensitive Loan-to-Value (LTV) framework for listed debt securities to ensure prudent risk management. Which of the following combinations correctly reflects the LTV ceiling for AAA-rated listed debt securities, the LTV ceiling for debt securities rated AA to BBB, and the specific regulatory LTV treatment prescribed for Sovereign Gold Bonds (SGBs)?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 185 per cent, 75 per cent, and As applicable in case of loans against Gold and Silver Collateral✓
- 290 per cent, 80 per cent, and Same as listed shares
- 380 per cent, 75 per cent, and As per bank's policy
- 485 per cent, 85 per cent, and 75 per cent
Correct answer
85 per cent, 75 per cent, and As applicable in case of loans against Gold and Silver Collateral
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