Current Affairs · Banking and Finance
The Reserve Bank of India (RBI) directed banks to implement Risk-Based Pricing (RBP) in lending. What does Risk-Based Pricing imply?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Loans are priced identically for all categories of borrowers
- 2Loan pricing is determined based on the borrower's risk profile and creditworthiness✓
- 3Interest rates are strictly fixed by government ceilings for all sectors
- 4Pricing is determined solely based on the loan tenure
Correct answer
Loan pricing is determined based on the borrower's risk profile and creditworthiness
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