Current Affairs · Banking Regulations
The Default Loss Guarantee (DLG) framework prescribed by the RBI contains prudential safeguards for digital lending partnerships. Which of the following statements is/are correct? 1. The maximum DLG cover allowed across any structured lending portfolio is capped at 5% of the loan portfolio value. 2. The DLG can be provided in specified forms, including cash deposits, fixed deposits with scheduled commercial banks, or bank guarantees. 3. The DLG framework applies exclusively to NBFC-NBFC partnerships and completely bars the involvement of commercial banks.
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