Current Affairs · Banking Sector Credit Growth
Regarding the structural trends in credit distribution and the relative performance of different bank categories as observed in the Quarterly Basic Statistical Return (BSR-1) for December 2025, which of the following statements best describes the growth dynamics within the Indian banking sector?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
Share:
- 1Public Sector Banks achieved a year-on-year credit growth of 14.1%, outperforming the overall banking sector's growth of 12.2% and maintaining a performance lead over Private Sector Banks for five consecutive quarters.✓
- 2The credit growth of Public Sector Banks remained stagnant at 11.8%, lagging behind the overall sector average due to a significant moderation in lending towards the agricultural and industrial sectors.
- 3While Public Sector Banks recorded a 14.1% growth, Private Sector Banks reclaimed their leadership position in credit expansion for the first time in five quarters due to a surge in metropolitan personal loans.
- 4The expansion in Public Sector Bank credit was primarily offset by a decline in the combined credit share of rural and semi-urban branches, which fell below 30% for the first time since 2020.
Correct answer
Public Sector Banks achieved a year-on-year credit growth of 14.1%, outperforming the overall banking sector's growth of 12.2% and maintaining a performance lead over Private Sector Banks for five consecutive quarters.
Download Single Question PDF
Save this question and verified answer as a clean study sheet with live clickable link.
👥
Share with Friends & Study Groups
Challenge your peer aspirants on WhatsApp or Telegram to solve this question!
Online Test Series
Start Free Mock Test →Preparing for Current Affairs?
Practice full-length mock tests with real exam timers, instant score analysis, and all-India ranking.
Chapter Practice
Practice Banking Sector Credit Growth MCQs →Want more practice questions on Banking Sector Credit Growth?
Solve complete topic-wise tests with detailed solutions on GkGet.
Related Practice Questions
Recommended practice questions in Current Affairs · Banking Sector Credit Growth