Current Affairs · Banking Regulation and DICGC Guidelines
Regarding the risk-based premium classification system introduced by the DICGC for Small Finance Banks (SFBs) and Regional Rural Banks (RRBs), which of the following statements is/are correct? 1. Small Finance Banks, including those under the Small Bank Variant Model, receive greater weightage on quantitative assessment for their rating. 2. Regional Rural Banks (RRBs) and all cooperative banks are explicitly categorized under Tier 2 classification of this framework. 3. The classification for these institutions is determined by a combination of RBI's supervisory risk ratings, quantitative indicators, and potential loss impact on the Deposit Insurance Fund (DIF). 4. The framework excludes all RRBs from risk-based rating. Select the correct option:
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 11, 2 and 3 only✓
- 21 and 4 only
- 32 and 3 only
- 41, 2, 3 and 4
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1, 2 and 3 only
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