General Studies · Artificial Intelligence in Banking
Regarding the implementation of Artificial Intelligence in digital retail lending, which specific technology is primarily used to analyze non-traditional data points like utility bill payments and social media footprints to assess creditworthiness for 'New to Credit' customers?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Distributed Ledger Technology for Data Silos
- 2Machine Learning with Alternative Credit Scoring Models✓
- 3Robotic Process Automation
- 4Deterministic Rule-Based Processing
Correct answer
Machine Learning with Alternative Credit Scoring Models
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