Current Affairs · Banking & MSME Policy Norms
Regarding RBI and MSME credit guidelines, which of the following statements is/are correct? 1. Borrowers can voluntarily offer collateral such as gold/silver without forfeiting collateral-free status eligibility. 2. Lenders are permitted to utilize Credit Guarantee Schemes (like CGTMSE) to cover loans under enhanced limits. 3. Bank internal credit evaluation processes are completely bypassed for collateral-free MSME loans. 4. The KVIC has independently mandated a uniform ₹25 lakh collateral-free cap for all historic scheme beneficiaries.
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 41, 2, and 3 only
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1 and 2 only
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