RBI की प्रतिभूति निपटान प्रणाली से उत्पन्न होने वाले 'डिलिवरी बनाम भुगतान (DvP) लेनदेन' का निपटान किस प्रणाली में किया जाता है?

What is the full form of RTGS?

Which of the following represents a traditional paper-based manual payment mechanism that requires physical clearing and processing?

Global Bank processes a high volume of NEFT and RTGS transactions daily. On 15 November 2025 at 3:00 PM, a customer initiated a Rupees 10 Lakh NEFT transfer. The transaction was included in the NEFT settlement batch that closed at 3:30 PM, but the beneficiary did not receive the credit. The remitting bank discovered the transaction failed in the final settlement process and attempted to re-initiate it via RTGS at 4:00 PM. Which of the following correctly identifies the status of the initial NEFT settlement, the finality of the RTGS settlement, and the maximum amount the customer can claim as compensation for the initial delay (if any)?