General Studies · Corporate Governance and Whistleblowing

In the context of the whistleblowing framework for the banking sector in India, consider the following statements: I. The Companies Act, 2013 mandates a Vigil Mechanism for all listed companies, which includes listed banks. II. Under RBI guidelines on Corporate Governance, the Whistleblower Policy in banks should be overseen by the Audit Committee of the Board (ACB). III. Under the RBI's Protected Disclosures Scheme, only permanent employees are eligible to make disclosures; temporary employees and contractors are completely excluded. Which of the statements given above are correct?