General Studies · Documentation and Mortgage
In a bank's documentation procedure for a loan against the mortgage of an immovable property, which step is most critical to ensure the bank's security interest is legally protected against future transferees?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Checking the borrower's CIBIL score.
- 2Registration of the Deed of Mortgage with the Sub-Registrar of Assurances.✓
- 3Valuation of the property by an approved valuer.
- 4Obtaining the borrower's latest Income Tax Return.
Correct answer
Registration of the Deed of Mortgage with the Sub-Registrar of Assurances.
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