Current Affairs · Banking Sector Regulations
Gold Loan NBFCs raised concerns over the RBI's draft Loan-to-Value (LTV) norms. What is the primary issue that these NBFCs have with the proposed LTV cap changes?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1It applies the LTV cap only at the time of loan disbursement
- 2It increases the interest rates on gold loans
- 3It reduces the amount of loan that can be disbursed against gold✓
- 4It restricts the total number of gold loans that can be disbursed
Correct answer
It reduces the amount of loan that can be disbursed against gold
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