Banking · Cash Management & Liquidity
From the perspective of optimizing profitability while ensuring minimal operational liquidity, what is the ideal threshold percentage of total branch deposits that should be held strictly as idle physical cash in the vault?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Less than 5%
- 2Exactly 3%
- 3More than 10%
- 4Less than 1%✓
Correct answer
Less than 1%
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