Evaluate the following statements based on operational and security practices in a Core Banking Solution (CBS) environment: Statement 1: The operational risk in a CBS environment is significantly increased by high dependence on network connectivity, where a leased line or VSAT link failure can stop a branch from performing online transactions, affecting customer service. Statement 2: To mitigate this connectivity risk, banks implement a 'Store and Forward' mechanism where the local branch server automatically processes financial transactions offline during an outage and synchronizes them later without validating the real-time central database balance. Statement 3: Security features in CBS include 'IP Mapping' of branch terminals, which restricts bank employees to logging into the core banking application only from specific, authorized computer systems within the branch network. Which of the combinations is correct?

A public sector bank is implementing a new CBS module for its retail lending operations. Consider the following internal control, regulatory, and technical statements: Statement 1: The bank must ensure that the EMI calculation logic is consistent with standard financial formulas to ensure accuracy. Statement 2: The system can be configured to automatically block loan disbursement if the customer's real-time credit score is below the approved threshold. Statement 3: CBS security policies require a strict separation of duties, prohibiting the same employee from performing both credit appraisal and loan disbursement. Statement 4: Loan documents should be digitized and linked to the customer's unique Customer Identification File (CIF) to provide an audit trail. Statement 5: The system should generate automated 'Early Warning Signals' (EWS) for accounts showing adverse financial patterns. Which of the following represents the correct combination of statements that align with standard banking controls?