Banking · Credit Appraisal Techniques
Evaluate the accuracy of the following statements regarding credit appraisal techniques: 1. Qualitative methods assess a borrower's character, management quality, and market reputation. 2. Quantitative methods involve analyzing financial statements, cash flows, and key financial ratios. 3. Credit appraisal evaluates only the past repayment history and completely ignores future cash flow projections. 4. The core purpose of credit appraisal is to determine lending risks and evaluate overall repayment capacity.
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Only statements 1 and 4 are correct
- 2Only statements 2 and 3 are correct
- 3Only statements 1, 2, and 4 are correct✓
- 4All statements (1, 2, 3, and 4) are correct
Correct answer
Only statements 1, 2, and 4 are correct
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