Banking · Product Management and Core Banking Systems
During the Idea Screening phase for a new retail deposit product, a bank's Product Manager finds that the proposed product cannot utilize the existing Core Banking System (CBS) functionalities without requiring extensive custom IT code modifications. This failure leads to an immediate rejection due to which constraint?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1Financial Constraint (Inadequate project profitability)
- 2Technical and Operational Constraint (Limitations of legacy systems)✓
- 3Regulatory Constraint (Non-compliance with RBI directives)
- 4Market Constraint (Lack of sufficient customer demand)
Correct answer
Technical and Operational Constraint (Limitations of legacy systems)
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