Physics · Banking and Finance
Customer Analytics is used in Digital Lending to refine the internal credit scoring model by incorporating data beyond the traditional Credit Score, such as:
- 1The bank's branch manager's personal opinion.
- 2The bank's stock price.
- 3Mobile device data, utility bill payment history, and social media engagement.✓
- 4The borrower's favorite color.
Correct answer
Mobile device data, utility bill payment history, and social media engagement.
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