Current Affairs · Banking Sector & Economy
Consider the following statements regarding the fixed deposit (FD) rate adjustments by commercial banks in early 2025: 1. The rate cuts followed a notable liquidity surplus of over ₹1.4 lakh crore in the banking system. 2. The RBI's repo rate action and system liquidity adjustment contributed to the modification of FD rates. 3. HDFC Bank adjusted its fixed deposit rates by up to 40 basis points across specific tenors. 4. A liquidity surplus enables banks to manage their net interest margins effectively by reducing deposit rates. Which of the statements given above is/are correct?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 11, 2, and 3 only
- 21, 3, and 4 only✓
- 32 and 4 only
- 41 and 3 only
Correct answer
1, 3, and 4 only
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