Banking · Retail Banking Models
Consider the following statements regarding organizational models in Retail Banking: Statement I: The Strategic Business Unit (SBU) model involves treating the retail banking division as an autonomous profit center with its own separate balance sheet and performance metrics. Statement II: In a departmental approach, retail banking functions are integrated within the general corporate structure without dedicated specialized resources. Statement III: Most modern private sector banks in India have completely abandoned the SBU model in favor of a legacy departmental model. Which of the statements given above are correct?
Verified Solution4 OptionsUpdated: October 2026👁️1 View
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- 1I, II and III
- 2Only II and III
- 3Only I and II✓
- 4Only I
Correct answer
Only I and II
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